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Dear me
at 13:40 24 Sep 2026

I'll finish at 60 with 38 years in the bag. Theoretically I could go earlier but its not really feasable as even going a year earlier hammers the pension.

I won't stop then though. I'll be looking to work part time. Maybe not to 68 but certainly for a few years.
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Dear me
at 13:37 24 Sep 2026

The he's done fantastically.

Average age for buying a first property in in the UK is 32 so he's well ahead of the curve.
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Dear me
at 13:34 24 Sep 2026

Yes, but at least they do have options due to the assests..
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Has Burnham focussed yet on the National debt?
at 13:05 24 Sep 2026

I think most will stil be living at home.

Swansea may be ok for houses of that vaule but many places aren't.
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Dear me
at 13:03 24 Sep 2026

48
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Dear me
at 13:03 24 Sep 2026

Those should be targetted too.

We just need to look at the right people i.e. not the 30 odd % who are working but still need benefits.
[Post edited 24 Sep 13:35]
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Dear me
at 12:12 24 Sep 2026

All I'm really saying is the Triple Lock is unsutainable.
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Dear me
at 12:10 24 Sep 2026

Maybe it shoild be means tested, then?
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Dear me
at 12:09 24 Sep 2026

I dont think we can ignore housing.

This also from the ONS puts the difference in stark relief.

"Median household wealth was 33 times higher among households with a head aged 65 to 74 years, compared with households in which the head was aged 16 to 24 years. Median household wealth gradually increased with age, from £15,200 for households with a head aged 16 to 24 years, to a peak of £502,500 for households with a head aged 65 to 74 years. After state pension age, household wealth often starts to decline as pension wealth is used in retirement."
[Post edited 24 Sep 12:09]
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Dear me
at 21:37 23 Sep 2026

Yet young people are told to roll their sleeves up (where lots of those manual jobs don’t exist any more), and stop buying things and save for their future.

Again, I have sympathy for those struggling on a state pension. Doesn’t change that pensioners as a group are the most well off in the country.

Why is is when we talk pensioners you default to those who has worked hard all their life and unfortunately still face poverty in their old age, but when it comes to young people you go for a work shy benefits scrounger?
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Has Burnham focussed yet on the National debt?
at 21:05 23 Sep 2026

Easy credit is a problem, I agree.

The big problem is housing. Max’s 1983 example (and I’m in no way disparaging how hard he worked or sacrifices he made) was at a time when houses were 3x the average wage. That figure is now 7 times.

Realistically without the bank of mum and dad, home ownership for many is a pipe dream.

It must feel pretty hopeless at times.
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Dear me
at 20:45 23 Sep 2026

My point was I want using pensions as as example of wasted cash.

More that the 4 billion seems more significant if you take pensions out of the welfare conversation.
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Dear me
at 20:44 23 Sep 2026

Initially, looking at the triple lock.
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Has Burnham focussed yet on the National debt?
at 20:04 23 Sep 2026

Tbf there’s not much chance of buying a house at 22 today.
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Has Burnham focussed yet on the National debt?
at 20:04 23 Sep 2026

There’s a case but I’d say hindsight is a wonderful thing.
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Has Burnham focussed yet on the National debt?
at 19:38 23 Sep 2026

Nobody is saying you didn’t.

I’m saying the demographic of pensioners you supported is very different to where we are now. Needs to change.

We need to address the benefits culture too but both things can be true.
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Has Burnham focussed yet on the National debt?
at 18:28 23 Sep 2026

My pension was changed from final salary to career average in 2015. My state pension age is now 68.

I think there’s a difference between no annual increments and realigning the triple lock which is way over the working person wage increase rate.
[Post edited 23 Sep 18:29]
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Has Burnham focussed yet on the National debt?
at 18:15 23 Sep 2026

I agree (but don’t tell anyone).
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Has Burnham focussed yet on the National debt?
at 18:06 23 Sep 2026

You’ve called it a benefit. Look out 😉
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Has Burnham focussed yet on the National debt?
at 18:05 23 Sep 2026

It’s not ire.

It’s circumstance.

It’s nor any age groups fault and I feel sorry for pensioners that are struggling and there are many awful stories.

The fact remains the richest age group overall in the UK today are pensioners. Add to this if you’re 25 you have quite a few disadvantages to this who were that age even 30 years ago,
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Gwyn737


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